Fix and Funding & Residential Investment Long-Term Loans
Quick And Easy Financing To Keep Your Deals Closing
Streamlining Fix and Flip Loans for You
Navigating the world of fix and flip loans can be complex, but we’re here to make it straightforward for you. At our core, we’re more than just a hard money lender. We aim to be your trusted partner in this journey. Our focus? Ensuring a seamless process that takes you to the closing table with minimal hurdles. By analyzing the intricacies of the lending landscape, we’ve tailored our approach to prioritize clarity and efficiency for you. Let’s make your investment journey a smooth one together!
New Foundation Capital Partners: Your Trusted Partner in Investment Property Financing
Navigating the world of real estate investment can be intricate, but with New Foundation Capital Partners by your side, you’re in expert hands. Let’s delve into how our specialized investment property loans can elevate your real estate ventures.
Expertise in Reliable Financing
In the dynamic realm of real estate, having a steadfast financing partner is paramount. New Foundation Capital Partners brings to the table years of expertise, ensuring that you secure the right financing tailored to your investment needs.
Bespoke Financing Solutions
Every real estate deal is unique, and so should be its financing. We pride ourselves on offering a diverse range of financing options, from long-term fixed rates for those seeking stability, to cashout refinances for investors looking to leverage their property’s equity.
The Power of Portfolio Loans
Why manage multiple loans when you can consolidate? Our portfolio loans are designed for savvy investors looking to streamline their finances. With the ability to manage multiple properties under one loan, you gain efficiency and flexibility, all while benefiting from competitive terms.
Transparent Loan Requirements
Transparency is at the heart of our operations. Whether you’re a seasoned investor or just starting out, our team ensures you’re well-informed about all loan requirements, from credit scores to loan sizes, ensuring a smooth financing journey.
Commitment to Client Success
At New Foundation Capital Partners, your success is our success. Our dedicated team works tirelessly to provide solutions that align with your investment goals. With our deep market insights and commitment to client satisfaction, we aim to be your trusted partner in every real estate venture.
General Property Guidelines
Residential
Residential properties are defined as 1-4 Family Units, which includes
- Single Family Homes
- Townhomes
- Condominiums
- Duplexes
- Triplexes
- Fourplexes Property Use
Investment Property Only
Investment is defined as Non- Owner Occupied, typically owned by a company for the sole purpose of investment whereby Owner has no intentions of occupying home today or in the future as a principal residence, second home, or vacation home.
Collateral: 1st Position Mortgage / Deed of Trust Only Borrower
Available Loan Types
Pro Borrower Flip Loan
- Term: 6 months
- Min: $25,000 Max: No Maximum
- 100% funding up to 75% LTV of ARV
- Points: 3.5% – 6%
- Interest: 7% – 11.99%
Flip Loan
- Term: 12 Months
- Min: $25,000 Max: No Maximum
- 100% – up to 75% LTV of ARV
- Points 3.5% – 6.5%
- Interest Rate: 8% – 12.99%
Rehab to Perm Loan Terms
- Intended Expenditure: Buy-Fix-Sale w Perm (construction loan and long term rental loan all rolled into one)
- Option Note Term: 30 Years Construction Period: 180 Days Resale Period: 365 Days
- Loan to Value Ratio, LTV: up to 75.00% Valuation: Subject-To Appraisal Interest
- Rate: 4.5 – 6.75%
- Rate Type Adjustable besides fixed available
- Amortization Term 30 Years Construction
- Agreement N/A Resale Interest Rate 12.00%
High Value Flip Loan Terms
- Intended Use: Buy-Fix-Sale (High Value Flips) Note Term: 12 Months
- Construction Period: 180 Days
- Resale Period: N/A
- Loan to Value Ratio, LTV: up to 75.00% Valuation: As-Is Interest Rate: 4.5-6.75%
- Rate Type: Fixed
- Amortization Term: 12 Months Construction Agreement: Yes Resale Interest Rate: N/A Construction Interest Rate: 7% – 12.00% Lender Origination Points: 3.5 – 4.50% Minimum: $3,500
- Lender Origination Points Points: 3.5 – 5.50%
- Minimum: N/A
Rental Loans Refinance – Hold
- Intended Use: Refinance – Hold Note Term: 30 Years
- Loan to Value Ratio, LTV: up to 75.00% Valuation: As-Is Appraisal Interest Rate: 4.5-6.75%
- Rate Type: Adjustable Amortization Term: 30 Years Construction Agreement: N/A Resale Interest Rate: N/A Construction Interest Rate: N/A Lender Origination Points: 3.5 – 4.75% Minimum: $3,500
- Lender Servicing Fees
- This can variate depending on the deal and borrowers experience
Refinance – Hold
- Intended Use: Buy-Hold Note Term: 30 Years Construction Period N/A Resale Period N/A
- Loan to Value Ratio, LTV: up to 75.00% Valuation: As-Is Appraisal Interest Rate: 4.5-6.75%
- Rate Type: Adjustable Amortization Term: 30 Years Construction Agreement: N/A Resale Interest Rate: N/A Construction Interest Rate: N/A Lender Origination Points: 3.5 – 4.75% Minimum: $3,500
TAKE ACTION ON YOUR DEAL TODAY!
At New Foundation Capital Partners we strive to make you a client for life. We want to be your first choice each and every time you need funding for your commercial investment or business. We always try to go over and above to figure out how to say “yes we can”.
© 2023 New Foundation Capital Partners